Financing is available, especially on larger cases like All-on-X full-arch restorations and complex implant work. We also accept most major payment methods, work with private insurance, and direct-bill CDCP for eligible patients. We'll discuss specific options before any commitment.
Book a free consultation
Routine dental care is typically a straightforward transaction — covered by insurance, by CDCP for eligible patients, or paid at the visit. Where things get more involved is for larger treatment plans: full-arch implant restorations like All-on-4 and All-on-X, complex remote-anchorage cases, multi-stage cosmetic reconstructions, and treatment plans done in a single visit under general anesthesia.
For larger cases, financing is available. The exact terms depend on the case size, your specific financial situation, and the financing partner. We work with patients to arrange payment plans rather than expecting the full cost upfront. The owner's note: "We do payment plans, especially on our larger all-on-X cases." We'll walk through specific financing options at the consultation once we know what your treatment looks like.
Accepted payment methods include major credit cards, debit, and bank transfer. For insured patients, we offer direct billing where the insurance carrier allows it — meaning the insurance portion is billed directly to your provider and you pay only the remainder. For CDCP patients, we also direct-bill the eligible portion. We predetermine benefits before any larger treatment so the out-of-pocket cost is clear before you commit.
Cost is part of the consultation, not an afterthought. Here's the typical sequence for a larger case.
We assess your case, take imaging where needed, and put together a written treatment plan with associated costs. For implant or full-arch cases, this often includes multiple options at different price points.
We submit a predetermination to your insurance carrier and to CDCP if applicable. Typical response time: 1 to 2 weeks. The written response confirms exactly what's covered.
We sit down with the predetermination response, walk through the covered and uncovered amounts, and discuss financing options for the patient portion if you'd like to spread payment.
For patients pursuing a payment plan, we help with the financing application. Approval is typically quick. Terms vary by case size and partner — we discuss specifics so you know exactly what monthly payment to expect.
Once financing is approved and the plan is confirmed, we schedule treatment knowing what's covered, what's owed, and how payment will work. No surprise bills.
Common questions about paying for dental care at Suncoast.
Book a free consultation. We'll walk through treatment options, predetermine insurance and CDCP benefits, and discuss financing for larger cases — no commitment, no pressure.